WashPark Capital


Retirement Income Transition Planning

“We are telling people that risk is the value of their fund when risk is really how much income they can sustain for retirement.” -- Jeremy Siegel

Retirement is coming. Are you ready?

Allow me to assist you in building your vision of the perfect retirement, and design the income plan to support that vision. Working with a specialist, your unique goals and questions are met with comprehensive recommendations and guidance. Gain the confidence of knowing you’ve built a retirement income plan based on sound evidence and research. Additionally, you'll have a fiercely independent partner to assist you. Fifteen years from your planned retirement, all the way through the end of your retirement period, my services can help.

The primary financial aspiration for many of us is creating a sustainable source of income for retirement. Often, it comes down to a simple question; “How do I take income for retirement in a secure, and sustainable way?"

Creating a secure and sustainable income in retirement starts with a plan. Without a clear, written plan, many are lost when it comes to generating revenue from a lifetime of savings. Planning can add clarity to a complicated series of important decisions. We accomplish this through engaging conversations, client education and a research-driven framework to make decisions.

Hi, I'm Justin Arnold, CFP®. I’m a fee-only financial planner and Retirement Income Certified Professional® focused exclusively on retirement income planning and management. My specialty is building and implementing plans that help clients plan for and transition into retirement.

Retirement income planning is the process of examining your current financial situation, and help you think about and create financial goals. Then building and iterating a plan to reach those goals. No product provides all the answers. It is about understanding your options and balancing the trade-offs that different strategies bring to your plan.

The benefits of smart decision making can be significant. Research shows that planning can increase income as much as thirty-eight percent when compared to alternative choices. Those who plan not only have more income; they are more successful, worry less, and enjoy life and retirement more.

My Services

I’ve worked to develop a step-by-step process to guide decision-making for my clients. Over a series of strategy sessions, I will lay out the theory, mechanics, and best practices of how to create sustainable income in retirement. I've developed my step-by-step framework to focus each strategy session around a specific topic. There are two core planning options to choose from:

The Retirement Income Trail Map™ assessment or Comprehensive Retirement Income Plan.

Retirement Income Trail Map

The Retirement Income Trail Map (RITM™) is a higher-level assessment delivered over a series of two to three strategy meetings.

Comprehensive Retirement Income Plan

The Comprehensive Retirement Income Plan continues working through the retirement income planning framework delivered over an additional eight (or more) focused strategy meetings.

Ongoing Planning and Investment Management

My ongoing planning engagement is for clients who first complete a comprehensive retirement income plan. This service is best for clients looking to outsource plan implementation and ongoing management with at least $750,000 in investable assets.

Hourly Consulting

For clients working with an advisor, or doing it themselves, I offer hourly consulting. Hourly planning is a great way to get a second opinion, challenge your current assumptions, and adjust and update planning work we've completed. Once you’ve completed one of my two planning options, I’d be happy to work with you on an hourly basis to adjust and update your plan (once every year or two would be typical).

Getting Started

All of my services start with a complimentary consultation. Schedule a no-cost, no-obligation, 45-minute introductory call and decide if my retirement planning services are right for you. Before setting our initial call, I ask that you complete the form below — plan for about five minutes to complete. Once the form is submitted, I will reach out with scheduling options.

I look forward to being of service on your retirement journey.