Welcome retirement traveler






retirement will be the biggest purchase most of us make

Hi, I'm Justin Arnold. My goal is to help people thrive through smart planning.

    Independent Thinking

    I'm a Certified Financial Planner® passionate about retirement income planning. I get paid by you, my clients. I receive no sales commissions or revenue-sharing. As a result, I provide objective advice without the influence of product sales or common conflicts of interest.

    We work collaboratively to define your ideal life and put together a plan you're confident in.

    • In the United States, there are about 310,000 financial advisors.

    • About 25% are Certified Financial Planner® practitioners.
    • Approximately 6% are fee-only.
    • How many have a CFP®, are fee-only, and are passionate about retirement income planning?
    • I am one of those advisors.

    Client Education

    Discover how funded your retirement truly is.

    "Have I Saved Enough for Retirement? The Funded Ratio."


      Where do you want to go?

      You live for experiences, not numbers in accounts. Let's build your vision for retirement and the income plan designed to support it.

      I'm dedicated to solving the retirement income problem so you are free to live your life. Working together we can improve your retirement outcome and protect against the risks you'll face.


      Retirement Income PlanNing

      The process of creating sustainable retirement income begins with a plan. Once the plan is complete, you're free to implement on your own or work with any advisor.


      Retirement Income Plan

      • $4,750 (one-time)
      • Deposit: 50% ($2,375)

      • Balance due upon completion of the plan

      Ongoing Planning and Investing

      Ongoing planning, and investment management is an option once you've completed a plan. Implementation services are typically appropriate for households with more than $750k in investable assets.

      Getting Started

      The process begins when you complete the application below. Once your form has been submitted, I will reach out to schedule our initial call.

      During our initial call, we will review an initial assessment based on your application, as well as an overview of my retirement income management process. Meetings will be held online or we can meet at one of our Denver offices.